For the 1 million Americans who filed for personal bankruptcy in 2008, more than 580,000 of them held mortgages. 2 weeks ago, Citigroup made a bold move to allow bankruptcy judges to modify their customer’s mortgages in bankruptcy court. This move flies in the face of conventional mortgage loan modification, but is a positive step towards mitigating foreclosure proceedings for honest

There’s always been a running joke of the broke college student, barely struggling to make ends meet, living off of Ramen noodles and pizza. The joke usually ends with the college student graduating and moving onto a successful life-long career. For “Generation Y” (Adults 18-29), this is how life is supposed to pan out- especially for college graduates. Unfortunately, the economic crisis